Main Family Cover = Benefit Options: Main Member < 64 Years
| Age | Plan Option | Option 1 | Option 2 | Option 3 | Option 4 |
|---|---|---|---|---|---|
| Cover Amount | R10 000 | R15 000 | R20 000 | R30 000 | |
| 18-64 years | Member Only | R50.00 | R85.00 | R105.00 | R125.00 |
| 18-64 years | Member, Spouse and up to 6 children | R95.00 | R125.00 | R150.00 | R195.00 |
| 18-64 years | Member, Spouse, up to 6 Children, up to 4 Adult Dependants | R195.00 | R290.00 | R370.00 | R540.00 |
Benefit Options: Main Member > 65 Years
| Age | Plan Option | Option 1 | Option 2 | Option 3 | Option 4 |
|---|---|---|---|---|---|
| Cover Amount | R10 000 | R15 000 | R20 000 | R30 000 | |
| 65-74 years | Member Only | R110.00 | R120.00 | R150.00 | R210.00 |
| 75 – 84 Years 85 – 94 Years | Member Only Member Only | R130.00 R220.00 | R215.00 R330.00 | R280.00 R420.00 | R360.00 R630.00 |
| 65 - 74 Years 75 – 84 Years 85 – 94 Years | Member, Spouse & children Member, Spouse & children Member, Spouse & children | R135.00 R215.00 R340.00 | R205.00 R300.00 R480.00 | R260.00 N/A N/A | R380.00 N/A N/A |
| 65 - 74 Years 75 – 84 Years 85 – 94 Years | Member, Spouse, Children, up to 4 Adult Dependants | R195.00 R R | R280.00 R R | N/A N/A N/A | N/A N/A N/A |
Extended Family Options
| Age | Option 1 | Option 2 | Option 3 | Option 3 |
|---|---|---|---|---|
| R10 000 | R15 000 | R20 000 | R30 000 | |
| 16-45 | R45.00 | R90.00 | R100.00 | R120.00 |
| 65-75 | R110.00 | R120.00 | R150.00 | R280.00 |
| 75-84 | R130.00 | R130.00 | R270.00 | R355.00 |
| 85-94 | R225.00 | R325.00 | R415.00 | R625.00 |
What you need to know
- six months waiting period for natural death and twelve months for suicidal death is applicable
- No waiting period for accidental death only when the first premium has been received by LGM
For more contact us at info@lgmpolicies.co.za.
Tombstone / Memorial
Optional tombstone / memorial benefit available on any policy.
GROCERY/COW
Optional Groceries / Cow or both. They are both paid on a monitory value equivalent to the amount applied for.
courtesy car
Optional courtesy car. we provide a courtesy car with unlimited kilometers for a period of 3 days.