/* ============================================================
   LGM Funeral Policy Administrators – Main Stylesheet
   Theme: Professional, Dignified, Compassionate
   ============================================================ */

/* ── CSS Variables ── */
:root {
    --primary:      #3A8FC4;   /* Logo Blue */
    --primary-dark: #2170A0;
    --primary-light:#5AADD6;
    --gold:         #2DC7A8;   /* Logo Teal */
    --gold-dark:    #23A88D;
    --gold-light:   #5CD9C5;
    --cream:        #F0F8F8;
    --cream-dark:   #E0F2F1;
    --green:        #2E7D32;
    --green-light:  #4CAF50;
    --text-dark:    #1A2B38;
    --text-muted:   #6C757D;
    --white:        #FFFFFF;
    --shadow-sm:    0 2px 8px rgba(58,143,196,0.08);
    --shadow-md:    0 6px 24px rgba(58,143,196,0.12);
    --shadow-lg:    0 16px 48px rgba(58,143,196,0.18);
    --radius:       10px;
    --radius-lg:    18px;
    --transition:   0.3s ease;
}

/* ── Base ── */
*, *::before, *::after { box-sizing: border-box; }

body {
    font-family: 'Inter', sans-serif;
    font-size: 16px;
    color: var(--text-dark);
    background: var(--white);
    scroll-behavior: smooth;
}

h1, h2, h3, h4, h5 {
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: var(--primary);
}

a { color: var(--gold); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--gold-dark); }

img { max-width: 100%; }

/* ── Utilities ── */
.text-gold  { color: var(--gold) !important; }
.text-primary-lgm { color: var(--primary) !important; }
.bg-primary-lgm { background-color: var(--primary) !important; }
.bg-cream   { background-color: var(--cream) !important; }
.bg-gold    { background-color: var(--gold) !important; }

.section-pad { padding: 80px 0; }
.section-pad-sm { padding: 50px 0; }

/* ── Section Labels ── */
.section-label {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--gold);
    background: rgba(201,168,76,0.12);
    border: 1px solid rgba(201,168,76,0.3);
    border-radius: 50px;
    padding: 5px 16px;
    margin-bottom: 14px;
}

.section-title {
    font-size: clamp(1.8rem, 3vw, 2.5rem);
    color: var(--primary);
    line-height: 1.25;
}

.section-title span { color: var(--gold); }

.section-subtitle {
    font-size: 1.05rem;
    color: var(--text-muted);
    max-width: 600px;
    line-height: 1.7;
}

.divider-gold {
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    border-radius: 2px;
    margin: 14px 0 24px;
}

.divider-gold.center { margin: 14px auto 24px; }

/* ── Buttons ── */
.btn-gold {
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    color: var(--white);
    font-weight: 600;
    border: none;
    border-radius: 50px;
    padding: 12px 30px;
    transition: var(--transition);
    box-shadow: 0 4px 16px rgba(201,168,76,0.35);
}
.btn-gold:hover {
    background: linear-gradient(135deg, var(--gold-dark), var(--gold));
    color: var(--white);
    box-shadow: 0 8px 28px rgba(201,168,76,0.55);
}

.btn-primary-lgm {
    background: var(--primary);
    color: var(--white);
    font-weight: 600;
    border: 2px solid var(--primary);
    border-radius: 50px;
    padding: 12px 30px;
    transition: var(--transition);
}
.btn-primary-lgm:hover {
    background: var(--primary-dark);
    border-color: var(--primary-dark);
    color: var(--white);
    box-shadow: 0 6px 20px rgba(58,143,196,0.35);
}

.btn-outline-lgm {
    background: transparent;
    color: var(--primary);
    font-weight: 600;
    border: 2px solid var(--primary);
    border-radius: 50px;
    padding: 12px 30px;
    transition: var(--transition);
}
.btn-outline-lgm:hover {
    background: var(--primary);
    color: var(--white);
    box-shadow: 0 6px 20px rgba(58,143,196,0.3);
}

.btn-outline-gold {
    background: transparent;
    color: var(--gold);
    font-weight: 600;
    border: 2px solid var(--gold);
    border-radius: 50px;
    padding: 12px 30px;
    transition: var(--transition);
}
.btn-outline-gold:hover {
    background: var(--gold);
    color: var(--white);
    box-shadow: 0 6px 20px rgba(45,199,168,0.35);
}

.btn-outline-white {
    background: transparent;
    color: var(--white);
    font-weight: 600;
    border: 2px solid rgba(255,255,255,0.7);
    border-radius: 50px;
    padding: 12px 30px;
    transition: var(--transition);
}
.btn-outline-white:hover {
    background: var(--white);
    color: var(--primary);
}

/* ── Top Bar ── */
.topbar {
    background: var(--white);
    color: var(--text-muted);
    font-size: 13px;
    padding: 8px 0;
    border-bottom: 1px solid rgba(27,43,75,0.08);
}

.topbar a { color: var(--primary); }
.topbar a:hover { color: var(--gold); }

.badge.bg-gold {
    background: var(--gold) !important;
    color: var(--primary-dark);
    font-weight: 700;
    font-size: 11px;
    letter-spacing: 0.5px;
    padding: 5px 10px;
}

/* ── Navbar ── */
.main-navbar {
    background: var(--white);
    padding: 14px 0;
    transition: all 0.4s ease;
    border-bottom: 3px solid var(--gold);
    box-shadow: 0 2px 12px rgba(27,43,75,0.08);
}

.main-navbar.scrolled {
    padding: 8px 0;
    box-shadow: var(--shadow-md);
}

.brand-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.logo-icon {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: var(--primary);
    flex-shrink: 0;
}

.logo-text { display: flex; flex-direction: column; line-height: 1.1; }

.brand-name {
    font-family: 'Playfair Display', serif;
    font-size: 22px;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: 1px;
}

.brand-tagline {
    font-size: 11px;
    color: var(--gold-dark);
    font-weight: 500;
    letter-spacing: 0.5px;
}

.main-navbar .nav-link {
    color: var(--primary) !important;
    font-weight: 500;
    font-size: 14.5px;
    padding: 8px 14px !important;
    border-radius: 6px;
    transition: var(--transition);
}

.main-navbar .nav-link:hover,
.main-navbar .nav-link.active {
    color: var(--gold-dark) !important;
    background: rgba(201,168,76,0.08);
}

.main-navbar .dropdown-menu {
    background: var(--white);
    border: 1px solid rgba(27,43,75,0.1);
    border-top: 3px solid var(--gold);
    border-radius: 0 0 var(--radius) var(--radius);
    box-shadow: var(--shadow-md);
    margin-top: 0;
    padding: 8px 0;
}

.main-navbar .dropdown-item {
    color: var(--primary);
    padding: 10px 20px;
    font-size: 14px;
    transition: var(--transition);
}

.main-navbar .dropdown-item:hover {
    background: rgba(201,168,76,0.08);
    color: var(--gold-dark);
}

/* ── HERO SECTION ── */
.hero-section {
    min-height: 92vh;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, #2A3F6E 100%);
    position: relative;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 20% 50%, rgba(201,168,76,0.08) 0%, transparent 50%),
        radial-gradient(circle at 80% 20%, rgba(201,168,76,0.06) 0%, transparent 40%);
}

.hero-pattern {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23C9A84C' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-content { position: relative; z-index: 2; }

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(201,168,76,0.15);
    border: 1px solid rgba(201,168,76,0.4);
    border-radius: 50px;
    padding: 8px 18px;
    color: var(--gold-light);
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 24px;
}

.hero-title {
    font-size: clamp(2.2rem, 5vw, 3.8rem);
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 22px;
}

.hero-title .accent { color: var(--gold); }

.hero-subtitle {
    font-size: 1.1rem;
    color: rgba(255,255,255,0.8);
    line-height: 1.8;
    max-width: 540px;
    margin-bottom: 36px;
}

.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 50px; }

.hero-stats {
    display: flex;
    gap: 36px;
    flex-wrap: wrap;
    padding-top: 30px;
    border-top: 1px solid rgba(255,255,255,0.1);
}

.hero-stat-item .stat-number {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    font-weight: 800;
    color: var(--gold);
    line-height: 1;
}

.hero-stat-item .stat-label {
    font-size: 12px;
    color: rgba(255,255,255,0.6);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 3px;
}

/* Hero image card */
.hero-visual { position: relative; padding: 20px; }

.hero-card-main {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(201,168,76,0.2);
    border-radius: var(--radius-lg);
    padding: 36px;
    backdrop-filter: blur(10px);
}

.hero-card-main h3 {
    color: var(--white);
    font-size: 1.4rem;
    margin-bottom: 20px;
}

.hero-plan-list { list-style: none; padding: 0; }
.hero-plan-list li {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid rgba(255,255,255,0.07);
    color: rgba(255,255,255,0.85);
    font-size: 14px;
}
.hero-plan-list li:last-child { border: none; }
.hero-plan-list .price {
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: var(--gold);
    font-size: 1.1rem;
}

.hero-float-badge {
    position: absolute;
    top: -10px;
    right: 10px;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    color: var(--primary-dark);
    font-size: 11px;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 50px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    box-shadow: 0 4px 12px rgba(201,168,76,0.4);
}

/* Floating icon cards */
.hero-float-card {
    position: absolute;
    background: var(--white);
    border-radius: var(--radius);
    padding: 14px 18px;
    box-shadow: var(--shadow-md);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
    white-space: nowrap;
    animation: floatCard 4s ease-in-out infinite;
}

.hero-float-card .icon {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
}

.hero-float-card.card-claims { bottom: 30px; left: -20px; animation-delay: 0s; }
.hero-float-card.card-fsca   { top: 30px; right: -20px; animation-delay: 1.5s; }

@keyframes floatCard {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

/* ── TRUST BAR ── */
.trust-bar {
    background: var(--white);
    border-top: 3px solid var(--gold);
    border-bottom: 1px solid rgba(27,43,75,0.08);
    padding: 28px 0;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 8px 20px;
    border-right: 1px solid rgba(27,43,75,0.08);
}
.trust-item:last-child { border: none; }

.trust-icon {
    width: 46px;
    height: 46px;
    background: linear-gradient(135deg, rgba(201,168,76,0.15), rgba(201,168,76,0.04));
    border: 1px solid rgba(201,168,76,0.3);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold-dark);
    font-size: 18px;
    flex-shrink: 0;
}

.trust-text .title {
    font-weight: 700;
    font-size: 13px;
    color: var(--primary);
    line-height: 1.2;
}
.trust-text .subtitle {
    font-size: 11.5px;
    color: var(--text-muted);
}

/* ── SERVICE CARDS ── */
.service-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    height: 100%;
    border: 1px solid rgba(27,43,75,0.08);
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
    position: relative;
    overflow: hidden;
}

.service-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(201,168,76,0.2);
}

.service-card:hover::after { transform: scaleX(1); }

.service-icon {
    width: 64px;
    height: 64px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    margin-bottom: 22px;
    transition: var(--transition);
}

.service-icon.navy    { background: rgba(27,43,75,0.08); color: var(--primary); }
.service-icon.gold    { background: rgba(201,168,76,0.12); color: var(--gold-dark); }
.service-icon.green   { background: rgba(46,125,50,0.1); color: var(--green); }
.service-icon.purple  { background: rgba(103,58,183,0.1); color: #673AB7; }

.service-card:hover .service-icon { transform: scale(1.1); }

.service-card h4 { font-size: 1.2rem; margin-bottom: 10px; }
.service-card p  { font-size: 14.5px; color: var(--text-muted); line-height: 1.7; }

.service-card .card-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--primary);
    font-weight: 600;
    font-size: 14px;
    margin-top: 16px;
    transition: var(--transition);
}
.service-card .card-link:hover { color: var(--gold); gap: 10px; }

/* ── POLICY PLAN CARDS ── */
.plan-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 2px solid rgba(27,43,75,0.08);
    overflow: hidden;
    height: 100%;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.plan-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.plan-card.popular {
    border-color: var(--gold);
    box-shadow: 0 0 0 1px var(--gold), var(--shadow-md);
}

.plan-header {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    padding: 28px 24px;
    text-align: center;
    position: relative;
}

.plan-card.popular .plan-header {
    background: linear-gradient(135deg, var(--gold-dark), var(--gold));
}

.popular-badge {
    position: absolute;
    top: 14px;
    right: 14px;
    background: var(--white);
    color: var(--gold-dark);
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 50px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.plan-header h4 {
    color: var(--white);
    font-size: 1.15rem;
    margin-bottom: 6px;
}

.plan-cover {
    font-size: 2rem;
    font-weight: 800;
    color: var(--white);
    font-family: 'Playfair Display', serif;
    line-height: 1.1;
}

.plan-cover small {
    display: block;
    font-size: 12px;
    font-weight: 500;
    opacity: 0.75;
    margin-bottom: 4px;
    font-family: 'Inter', sans-serif;
}

.plan-price {
    display: inline-block;
    margin-top: 12px;
    background: rgba(255,255,255,0.15);
    border-radius: 50px;
    padding: 6px 18px;
    color: var(--white);
    font-size: 14px;
}

.plan-price strong {
    font-size: 1.2rem;
    font-weight: 800;
}

.plan-body { padding: 28px 24px; }

.plan-features { list-style: none; padding: 0; margin-bottom: 24px; }
.plan-features li {
    padding: 8px 0;
    font-size: 14px;
    color: var(--text-dark);
    border-bottom: 1px solid rgba(0,0,0,0.04);
    display: flex;
    align-items: center;
    gap: 8px;
}
.plan-features li:last-child { border: none; }
.plan-features li i { color: var(--green); font-size: 12px; flex-shrink: 0; }

/* ── WHY LGM ── */
.why-section { background: var(--primary); }

.why-card {
    text-align: center;
    padding: 32px 20px;
}

.why-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    background: rgba(255,255,255,0.12);
    border: 2px solid rgba(255,255,255,0.2);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    color: #ffffff;
    transition: var(--transition);
}

.why-card:hover .why-icon {
    background: var(--gold);
    color: #ffffff;
    border-color: var(--gold);
    transform: rotateY(180deg);
}

.why-card h5 { color: var(--white); font-size: 1.1rem; margin-bottom: 8px; }
.why-card p  { color: rgba(255,255,255,0.65); font-size: 14px; line-height: 1.7; }

/* ── HOW IT WORKS ── */
.step-item {
    position: relative;
    padding: 32px 24px;
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 1px solid rgba(27,43,75,0.07);
    transition: var(--transition);
    height: 100%;
}

.step-item:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.step-number {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 18px;
}

.step-item h5 { font-size: 1.1rem; margin-bottom: 10px; }
.step-item p { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

.step-connector {
    position: absolute;
    top: 60px;
    right: -16px;
    z-index: 10;
    color: var(--gold);
    font-size: 22px;
}

/* ── UNDERTAKER SECTION ── */
.undertaker-section {
    background: linear-gradient(135deg, var(--primary-dark) 0%, #1E3560 100%);
    position: relative;
    overflow: hidden;
}

.undertaker-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(201,168,76,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

/* ── TESTIMONIALS ── */
.testimonial-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 32px 28px;
    border: 1px solid rgba(27,43,75,0.07);
    box-shadow: var(--shadow-sm);
    height: 100%;
    transition: var(--transition);
    position: relative;
}

.testimonial-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.testimonial-card::before {
    content: '\201C';
    font-family: 'Playfair Display', serif;
    font-size: 80px;
    color: var(--gold);
    opacity: 0.15;
    position: absolute;
    top: 10px;
    left: 20px;
    line-height: 1;
}

.testimonial-stars { color: var(--gold); font-size: 14px; margin-bottom: 14px; }

.testimonial-text {
    font-size: 15px;
    line-height: 1.8;
    color: var(--text-dark);
    margin-bottom: 20px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.author-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: var(--white);
    font-size: 1.1rem;
    flex-shrink: 0;
}

.author-name { font-weight: 700; font-size: 14px; color: var(--primary); }
.author-location { font-size: 12px; color: var(--text-muted); }

/* ── FAQ ── */
.faq-section .accordion-button {
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    color: var(--primary);
    background: var(--white);
    font-size: 15.5px;
    padding: 18px 22px;
}

.faq-section .accordion-button:not(.collapsed) {
    background: rgba(27,43,75,0.03);
    color: var(--primary);
    box-shadow: none;
}

.faq-section .accordion-button::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%23C9A84C' viewBox='0 0 16 16'%3E%3Cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}

.faq-section .accordion-item {
    border: 1px solid rgba(27,43,75,0.1);
    border-radius: var(--radius) !important;
    margin-bottom: 12px;
    overflow: hidden;
}

.faq-section .accordion-body {
    color: var(--text-muted);
    line-height: 1.75;
    font-size: 15px;
    padding: 0 22px 20px;
}

/* ── CTA BANNER ── */
.cta-banner {
    background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 50%, var(--gold-light) 100%);
    padding: 70px 0;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%231B2B4B' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta-banner h2 { color: var(--primary); }
.cta-banner p  { color: rgba(27,43,75,0.75); font-size: 1.05rem; }

/* ── FORMS ── */
.form-control, .form-select {
    border: 2px solid rgba(27,43,75,0.1);
    border-radius: 8px;
    padding: 11px 14px;
    font-size: 15px;
    color: var(--text-dark);
    transition: var(--transition);
    background-color: #FAFAF9;
}

.form-control:focus, .form-select:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
    background: var(--white);
}

.form-label {
    font-weight: 600;
    font-size: 14px;
    color: var(--primary);
    margin-bottom: 6px;
}

.form-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px 36px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(27,43,75,0.07);
}

@media (max-width: 576px) {
    .form-card { padding: 26px 20px; }
}

/* ── PAGE HERO ── */
.page-hero {
    background: linear-gradient(135deg, #1A5280 0%, var(--primary-dark) 40%, var(--primary) 100%);
    padding: 28px 0 32px;
    position: relative;
    overflow: hidden;
}

.page-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    pointer-events: none;
}

/* decorative blobs */
.ph-blob {
    position: absolute;
    border-radius: 50%;
    background: rgba(255,255,255,0.06);
    pointer-events: none;
}
.ph-blob-1 { width: 420px; height: 420px; top: -160px; right: -100px; }
.ph-blob-2 { width: 260px; height: 260px; bottom: -100px; left: -80px; }

.page-hero-content { position: relative; z-index: 2; }

.breadcrumb-nav .breadcrumb {
    background: none;
    padding: 0;
    margin: 0;
}
.breadcrumb-nav .breadcrumb-item + .breadcrumb-item::before {
    color: rgba(255,255,255,0.4);
}
.breadcrumb-nav .breadcrumb-item a { color: var(--gold-light); }
.breadcrumb-nav .breadcrumb-item.active { color: rgba(255,255,255,0.65); font-size: 14px; }

/* eyebrow label */
.ph-label {
    display: inline-flex;
    align-items: center;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.4px;
    color: var(--gold);
    background: rgba(45,199,168,0.15);
    border: 1px solid rgba(45,199,168,0.35);
    border-radius: 50px;
    padding: 6px 16px;
}

.page-hero h1 {
    color: var(--white);
    font-size: clamp(1.6rem, 3vw, 2.2rem);
    line-height: 1.2;
    margin: 8px 0 6px;
}
.page-hero h1 span { color: var(--gold); }

.page-hero p, .ph-subtitle {
    color: rgba(255,255,255,0.75);
    font-size: 1.05rem;
    max-width: 540px;
    line-height: 1.75;
}

/* feature pills */
.ph-pills { display: flex; flex-wrap: wrap; gap: 10px; }
.ph-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 500;
    color: rgba(255,255,255,0.88);
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.18);
    border-radius: 50px;
    padding: 6px 14px;
}
.ph-pill i { color: var(--gold); font-size: 12px; }

/* right-side glassmorphism card */
.ph-cards-wrap {
    background: rgba(255,255,255,0.07);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: 20px;
    padding: 24px;
    box-shadow: 0 24px 64px rgba(0,0,0,0.2);
    position: relative;
    z-index: 2;
}

.ph-plan-card {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 12px;
    padding: 13px 16px;
    margin-bottom: 10px;
    transition: var(--transition);
}
.ph-plan-card.ph-popular {
    background: rgba(45,199,168,0.13);
    border-color: rgba(45,199,168,0.38);
}
.ph-plan-icon {
    width: 40px; height: 40px;
    background: rgba(255,255,255,0.1);
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    font-size: 17px;
    color: var(--gold);
    flex-shrink: 0;
}
.ph-plan-card.ph-popular .ph-plan-icon { background: rgba(45,199,168,0.2); }

.ph-plan-info { flex: 1; display: flex; flex-direction: column; }
.ph-plan-info strong {
    color: #fff;
    font-size: 14px;
    font-family: 'Inter', sans-serif;
    font-weight: 600;
}
.ph-plan-info span {
    color: rgba(255,255,255,0.5);
    font-size: 12px;
    margin-top: 2px;
}

.ph-popular-tag {
    font-size: 11px; font-weight: 700;
    color: var(--gold);
    background: rgba(45,199,168,0.18);
    border: 1px solid rgba(45,199,168,0.4);
    border-radius: 20px;
    padding: 3px 10px;
    white-space: nowrap;
}
.ph-plan-arrow { color: rgba(255,255,255,0.25); font-size: 12px; }

/* stats row inside the glass card */
.ph-trust-row {
    display: flex; align-items: center; justify-content: space-around;
    margin-top: 16px; padding-top: 16px;
    border-top: 1px solid rgba(255,255,255,0.1);
}
.ph-trust-item { display: flex; flex-direction: column; align-items: center; text-align: center; }
.ph-trust-item strong {
    color: var(--gold);
    font-size: 19px;
    font-family: 'Playfair Display', serif;
    line-height: 1;
}
.ph-trust-item span { color: rgba(255,255,255,0.45); font-size: 11px; margin-top: 3px; }
.ph-trust-divider { width: 1px; height: 28px; background: rgba(255,255,255,0.12); }

/* wave bottom cutout */
.ph-wave { position: absolute; bottom: 0; left: 0; right: 0; line-height: 0; }
.ph-wave svg { width: 100%; height: 56px; display: block; }

/* ── HOMEPAGE PLAN CARDS ── */
.hp-plan-card {
    background: #fff;
    border: 1px solid rgba(58,143,196,0.1);
    border-top: 4px solid var(--primary);
    border-radius: var(--radius-lg);
    padding: 28px;
    height: 100%;
    display: flex;
    flex-direction: column;
    box-shadow: var(--shadow-sm);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
    position: relative;
}
.hp-plan-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}
.hp-plan-card.hp-popular {
    border-top-color: var(--gold);
    box-shadow: var(--shadow-md);
}
.hp-popular-pill {
    position: absolute;
    top: -1px;
    right: 22px;
    background: var(--gold);
    color: #fff;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .4px;
    padding: 4px 14px;
    border-radius: 0 0 8px 8px;
}
.hp-plan-head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 18px;
}
.hp-plan-icon {
    width: 46px;
    height: 46px;
    background: var(--cream);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: var(--primary);
    flex-shrink: 0;
}
.hp-plan-card.hp-popular .hp-plan-icon {
    background: rgba(45,199,168,0.12);
    color: var(--gold);
}
.hp-plan-head h5 {
    color: var(--primary);
    font-size: 16px;
    margin: 0 0 2px;
}
.hp-plan-head p {
    color: var(--text-muted);
    font-size: 12.5px;
    margin: 0;
    line-height: 1.4;
}
.hp-price-box {
    background: var(--cream);
    border-radius: 10px;
    padding: 14px 16px;
    margin-bottom: 20px;
    text-align: center;
}
.hp-price-from {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: .8px;
    color: var(--text-muted);
    font-weight: 600;
    display: block;
}
.hp-price-amount {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    font-weight: 700;
    color: var(--primary);
    line-height: 1.15;
    display: block;
}
.hp-plan-card.hp-popular .hp-price-amount { color: var(--gold-dark); }
.hp-price-note {
    font-size: 11px;
    color: var(--text-muted);
    margin-top: 2px;
    display: block;
}
.hp-plan-features {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
    flex: 1;
}
.hp-plan-features li {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 7px 0;
    border-bottom: 1px solid rgba(0,0,0,0.05);
    font-size: 13.5px;
    color: var(--text-dark);
}
.hp-plan-features li:last-child { border: none; }
.hp-plan-features li i { color: var(--gold); font-size: 12px; flex-shrink: 0; }
.hp-free-tag {
    margin-left: auto;
    font-size: 10px;
    font-weight: 700;
    color: var(--green);
    background: rgba(46,125,50,0.08);
    border: 1px solid rgba(46,125,50,0.15);
    border-radius: 4px;
    padding: 1px 6px;
    white-space: nowrap;
}
.hp-group-strip {
    background: #fff;
    border: 1px solid rgba(58,143,196,0.12);
    border-left: 4px solid var(--primary);
    border-radius: var(--radius);
    padding: 18px 24px;
}

/* ── HOMEPAGE SERVICE CARDS ── */
.hp-service-card {
    background: #fff;
    border: 1px solid rgba(58,143,196,0.1);
    border-top: 4px solid var(--primary);
    border-radius: var(--radius-lg);
    padding: 26px;
    height: 100%;
    display: flex;
    flex-direction: column;
    box-shadow: var(--shadow-sm);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.hp-service-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}
.hp-service-card-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 16px;
    flex-shrink: 0;
}
.hp-service-card h5 {
    font-size: 16px;
    color: var(--primary);
    margin-bottom: 8px;
}
.hp-service-card p {
    color: var(--text-muted);
    font-size: 14px;
    line-height: 1.7;
    flex: 1;
    margin-bottom: 16px;
}
.hp-service-link {
    font-size: 13.5px;
    font-weight: 600;
    color: var(--primary);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap 0.2s ease;
    margin-top: auto;
}
.hp-service-link:hover { gap: 10px; color: var(--primary-dark); }

/* ── FEATURE LISTS ── */
.feature-list { list-style: none; padding: 0; }
.feature-list li {
    padding: 10px 0;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 15px;
    color: var(--text-dark);
    border-bottom: 1px solid rgba(0,0,0,0.05);
}
.feature-list li:last-child { border: none; }
.feature-list li i {
    color: var(--gold);
    font-size: 15px;
    margin-top: 2px;
    flex-shrink: 0;
}

/* ── CLAIMS SECTION ── */
.claim-step {
    display: flex;
    gap: 20px;
    align-items: flex-start;
    padding: 24px;
    background: var(--white);
    border-radius: var(--radius);
    border: 1px solid rgba(27,43,75,0.07);
    margin-bottom: 16px;
    transition: var(--transition);
}

.claim-step:hover {
    border-color: rgba(201,168,76,0.3);
    box-shadow: var(--shadow-sm);
}

.claim-step-num {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: var(--primary);
    font-size: 1rem;
    flex-shrink: 0;
}

.claim-step h6 { font-size: 1rem; margin-bottom: 4px; }
.claim-step p  { font-size: 14px; color: var(--text-muted); margin: 0; line-height: 1.6; }

/* ── CONTACT CARDS ── */
.contact-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    border: 1px solid rgba(27,43,75,0.07);
    box-shadow: var(--shadow-sm);
    height: 100%;
    transition: var(--transition);
}

.contact-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
    border-color: rgba(201,168,76,0.2);
}

.contact-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 16px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    background: linear-gradient(135deg, rgba(27,43,75,0.07), rgba(27,43,75,0.03));
    color: var(--primary);
}

.contact-card h5 { font-size: 1rem; margin-bottom: 8px; }
.contact-card p  { font-size: 14px; color: var(--text-muted); margin: 0; }
.contact-card a  { color: var(--primary); font-weight: 600; }

/* ── ABOUT PAGE ── */
.timeline-item {
    position: relative;
    padding: 0 0 36px 52px;
}

.timeline-item::before {
    content: '';
    position: absolute;
    left: 18px;
    top: 36px;
    bottom: 0;
    width: 2px;
    background: linear-gradient(to bottom, var(--gold), rgba(201,168,76,0.1));
}

.timeline-item:last-child::before { display: none; }

.timeline-dot {
    position: absolute;
    left: 6px;
    top: 4px;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    font-size: 11px;
    box-shadow: 0 0 0 4px rgba(201,168,76,0.15);
}

.timeline-item h6 { font-size: 1rem; margin-bottom: 6px; }
.timeline-item p { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* ── VALUE CARD ── */
.value-card {
    text-align: center;
    padding: 28px 18px;
    border-radius: var(--radius);
    transition: var(--transition);
}

.value-card:hover { background: var(--white); box-shadow: var(--shadow-md); }

.value-icon {
    width: 54px;
    height: 54px;
    margin: 0 auto 14px;
    border-radius: 12px;
    background: rgba(201,168,76,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    color: var(--gold);
}

.value-card h6 { font-size: 1rem; margin-bottom: 8px; }
.value-card p  { font-size: 13.5px; color: var(--text-muted); line-height: 1.7; }

/* ── STAT CARD ── */
.stat-card {
    text-align: center;
    padding: 30px 20px;
    border-radius: var(--radius);
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(201,168,76,0.15);
}

.stat-card .number {
    font-family: 'Playfair Display', serif;
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--gold);
    line-height: 1;
}

.stat-card .label {
    font-size: 13px;
    color: rgba(255,255,255,0.6);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 6px;
}

/* ── PARTNER LOGOS ── */
.partner-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 24px;
    background: var(--white);
    border-radius: var(--radius);
    border: 1px solid rgba(27,43,75,0.07);
    text-align: center;
    transition: var(--transition);
}

.partner-item:hover {
    box-shadow: var(--shadow-sm);
    border-color: rgba(201,168,76,0.2);
}

.partner-logo {
    font-size: 2rem;
    color: var(--primary);
    margin-bottom: 8px;
}

.partner-item span {
    font-size: 13px;
    font-weight: 600;
    color: var(--text-muted);
}

/* ── FOOTER ── */
.site-footer { background: var(--primary-dark); }

.footer-top { padding: 70px 0 50px; }

.footer-about {
    color: rgba(255,255,255,0.6);
    font-size: 14px;
    line-height: 1.8;
}

.footer-badges {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}

.badge-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(201,168,76,0.1);
    border: 1px solid rgba(201,168,76,0.25);
    color: var(--gold-light);
    font-size: 12px;
    font-weight: 600;
    padding: 5px 12px;
    border-radius: 50px;
}

.footer-heading {
    color: var(--gold);
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    font-size: 1rem;
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid rgba(201,168,76,0.2);
}

.footer-links { list-style: none; padding: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-links a {
    color: rgba(255,255,255,0.6);
    font-size: 14px;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.footer-links a:hover { color: var(--gold); transform: translateX(4px); }

.footer-contact { list-style: none; padding: 0; }
.footer-contact li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    margin-bottom: 12px;
    font-size: 14px;
    color: rgba(255,255,255,0.6);
}
.footer-contact li i { color: var(--gold); margin-top: 2px; flex-shrink: 0; }
.footer-contact a { color: rgba(255,255,255,0.6); }
.footer-contact a:hover { color: var(--gold); }

.social-links { display: flex; gap: 10px; }

.social-btn {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    color: var(--white);
    transition: var(--transition);
}
.social-btn.facebook  { background: rgba(59,89,152,0.3); }
.social-btn.twitter   { background: rgba(29,161,242,0.3); }
.social-btn.whatsapp  { background: rgba(37,211,102,0.3); }
.social-btn.linkedin  { background: rgba(0,119,181,0.3); }
.social-btn:hover     { transform: translateY(-3px); opacity: 0.9; }

.footer-newsletter {
    background: rgba(201,168,76,0.06);
    border-top: 1px solid rgba(201,168,76,0.1);
    border-bottom: 1px solid rgba(201,168,76,0.1);
    padding: 24px 0;
}

.footer-newsletter h6 {
    color: var(--white);
    font-size: 1rem;
    margin: 0;
}

.newsletter-form .form-control {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    color: var(--white);
    border-radius: 50px 0 0 50px;
    padding-left: 20px;
}
.newsletter-form .form-control::placeholder { color: rgba(255,255,255,0.4); }
.newsletter-form .form-control:focus {
    background: rgba(255,255,255,0.12);
    border-color: var(--gold);
    box-shadow: none;
    color: var(--white);
}
.newsletter-form .btn { border-radius: 0 50px 50px 0; padding: 10px 24px; }

.footer-bottom {
    background: rgba(0,0,0,0.2);
    padding: 18px 0;
}
.footer-bottom p { color: rgba(255,255,255,0.45); font-size: 13px; }
.footer-bottom a { color: rgba(255,255,255,0.45); font-size: 13px; }
.footer-bottom a:hover { color: var(--gold); }

/* ── FLOATING BUTTONS ── */
.whatsapp-float {
    position: fixed;
    bottom: 28px;
    right: 28px;
    width: 56px;
    height: 56px;
    background: #25D366;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: var(--white);
    box-shadow: 0 4px 20px rgba(37,211,102,0.4);
    z-index: 999;
    transition: var(--transition);
}

.whatsapp-float:hover { transform: scale(1.1); color: var(--white); }

.wa-pulse {
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    background: rgba(37,211,102,0.4);
    animation: waPulse 2s ease-out infinite;
}

@keyframes waPulse {
    0%   { transform: scale(1); opacity: 1; }
    100% { transform: scale(1.8); opacity: 0; }
}

.back-to-top {
    position: fixed;
    bottom: 92px;
    right: 28px;
    width: 42px;
    height: 42px;
    background: var(--primary);
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    color: var(--white);
    cursor: pointer;
    z-index: 998;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}

.back-to-top.visible { opacity: 1; visibility: visible; }
.back-to-top:hover { background: var(--gold); border-color: var(--gold); }

/* ── ALERTS ── */
.alert-success-lgm {
    background: rgba(46,125,50,0.08);
    border: 1px solid rgba(46,125,50,0.25);
    border-radius: var(--radius);
    color: var(--green);
    padding: 14px 18px;
    font-size: 14.5px;
}

.alert-error-lgm {
    background: rgba(198,40,40,0.07);
    border: 1px solid rgba(198,40,40,0.2);
    border-radius: var(--radius);
    color: #C62828;
    padding: 14px 18px;
    font-size: 14.5px;
}

/* ── ADMIN STYLES ── */
.admin-sidebar {
    background: var(--primary);
    min-height: 100vh;
    width: 250px;
    position: fixed;
    top: 0;
    left: 0;
    z-index: 100;
    border-right: 3px solid var(--gold);
}

.admin-sidebar .sidebar-brand {
    padding: 24px 20px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.admin-sidebar .nav-link {
    color: rgba(255,255,255,0.7);
    padding: 12px 20px;
    font-size: 14.5px;
    display: flex;
    align-items: center;
    gap: 12px;
    transition: var(--transition);
}

.admin-sidebar .nav-link:hover,
.admin-sidebar .nav-link.active {
    color: var(--gold);
    background: rgba(201,168,76,0.08);
}

.admin-sidebar .nav-link i { width: 18px; text-align: center; }
.admin-sidebar [data-bs-toggle="collapse"][aria-expanded="true"] .fa-chevron-down { transform: rotate(180deg); }
.admin-sidebar .collapse .nav-link { font-size: 13px; padding: 9px 20px 9px 38px; }
.admin-sidebar .collapse .nav-link:hover,
.admin-sidebar .collapse .nav-link.active { color: var(--gold); background: rgba(201,168,76,0.08); }

.admin-main { margin-left: 240px; background: #F5F7FA; min-height: 100vh; }
.admin-topbar {
    background: var(--white);
    padding: 14px 28px;
    border-bottom: 1px solid rgba(0,0,0,0.06);
    display: flex;
    justify-content: space-between;
    align-items: center;
    box-shadow: var(--shadow-sm);
}

.admin-stat-card {
    background: var(--white);
    border-radius: var(--radius);
    padding: 24px;
    border-left: 4px solid;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}
.admin-stat-card:hover { box-shadow: var(--shadow-md); }
.admin-stat-card.gold  { border-color: var(--gold); }
.admin-stat-card.navy  { border-color: var(--primary); }
.admin-stat-card.green { border-color: var(--green); }
.admin-stat-card.red   { border-color: #E53935; }

.admin-stat-card .stat-val {
    font-size: 2rem;
    font-weight: 800;
    font-family: 'Playfair Display', serif;
    color: var(--primary);
    line-height: 1;
}

.admin-stat-card .stat-lbl {
    font-size: 13px;
    color: var(--text-muted);
    margin-top: 4px;
}

/* ── RESPONSIVE ── */
@media (max-width: 991px) {
    .hero-section { min-height: auto; padding: 60px 0; }
    .trust-item { border: none; padding: 8px 0; }
    .step-connector { display: none; }
    .hero-float-card { display: none; }
    /* Hide page-hero right card on tablet/mobile */
    .ph-cards-wrap { display: none; }
    /* Admin sidebar: slide off-canvas */
    .lgm-sidebar {
        left: -260px;
        transition: left 0.28s ease;
        box-shadow: none;
    }
    .lgm-sidebar.mob-open {
        left: 0;
        box-shadow: 6px 0 32px rgba(0,0,0,0.28);
    }
    .admin-main { margin-left: 0 !important; }
    .admin-topbar { padding: 12px 16px 12px 60px !important; }
    /* Mobile hamburger toggle */
    .lgm-mob-toggle { display: flex !important; }
    /* Sidebar overlay */
    .sidebar-overlay {
        display: none;
        position: fixed;
        inset: 0;
        background: rgba(0,0,0,0.42);
        z-index: 1045;
    }
    .sidebar-overlay.active { display: block; }
}

@media (min-width: 992px) {
    .lgm-mob-toggle { display: none !important; }
    .sidebar-overlay { display: none !important; }
}

@media (max-width: 767px) {
    .section-pad    { padding: 48px 0; }
    .section-pad-sm { padding: 32px 0; }
    .hero-stats     { gap: 20px; }
    .form-card      { padding: 24px 18px; }
    /* Navbar: tighten up on mobile */
    .main-navbar img { height: 54px !important; }
    .main-navbar { padding: 8px 0; }
    /* Page hero */
    .page-hero { padding: 16px 0 20px; }
    .page-hero h1 { font-size: 1.4rem; }
    .page-hero p, .ph-subtitle { font-size: 0.92rem; }
    .ph-pills { gap: 6px; }
    .ph-pill  { font-size: 11.5px; padding: 5px 10px; }
    /* Footer */
    .footer-top { padding: 38px 0 26px; }
}

@media (max-width: 576px) {
    .section-pad    { padding: 36px 0; }
    .section-pad-sm { padding: 26px 0; }
    .section-title  { font-size: 1.6rem; }
    .form-card      { padding: 22px 16px; }
    .cta-banner     { padding: 40px 0; }
    /* Hero: stack CTA buttons */
    .hero-section   { padding: 36px 0 48px; }
    .hero-cta       { flex-direction: column; }
    .hero-cta .btn  { width: 100%; text-align: center; justify-content: center; }
    .hero-stat-item .stat-number { font-size: 1.5rem; }
    .hero-card-main { padding: 20px 16px; }
    /* Trust bar */
    .trust-item { padding: 6px 0; }
    /* Claims steps */
    .claim-step { gap: 12px; }
    /* WhatsApp & back-to-top */
    .whatsapp-float { bottom: 16px; right: 16px; width: 48px; height: 48px; font-size: 22px; }
    .back-to-top    { bottom: 74px; right: 16px; }
    /* Footer */
    .footer-top { padding: 30px 0 22px; }
}

/* ── ANIMATIONS ── */
.fade-up { animation: fadeUp 0.6s ease forwards; }

@keyframes fadeUp {
    from { opacity: 0; transform: translateY(20px); }
    to   { opacity: 1; transform: translateY(0); }
}

/* ── TABLE ── */
.table-lgm { font-size: 14.5px; }
.table-lgm thead th {
    background: var(--primary);
    color: var(--white);
    font-weight: 600;
    border: none;
    padding: 12px 16px;
}
.table-lgm tbody td { padding: 12px 16px; vertical-align: middle; }
.table-lgm tbody tr:hover { background: rgba(201,168,76,0.04); }

/* ── BADGE OVERRIDES ── */
.badge-pending  { background: #FFF8E1; color: #F9A825; font-size: 12px; }
.badge-active   { background: #E8F5E9; color: #2E7D32; font-size: 12px; }
.badge-declined { background: #FFEBEE; color: #C62828; font-size: 12px; }